About Breitfeller Insurance Agency

Protection you can count on.


At Breitfeller Insurance Agency, we believe protecting what matters most should feel simple and personal.


Our dedicated team — Tom Breitfeller, Hayllens Acosta, Elsa Lozano, and Salvador Espinoza — combines local expertise with genuine care to provide coverage you can trust.


Whether you're securing your home, your business, or your family's future, we're here to guide you with honest advice and dependable service every step of the way.

The agents of Breitfeller Insurance Agency are posing for a picture in front of a mountain.
A black and white silhouette of the state of california on a white background.

Your Insurance Experts in Riverside County, California

Serving Coachella Valley and surrounding areas

Proudly serving Riverside County and the Coachella Valley for the past 35+ years, we deliver reliable insurance solutions tailored to each client's unique needs.

Your Trusted Experts

Meet our team

Agency founder Tom Breitfeller in a suit and tie is smiling for the camera.

Tom Breitfeller

I’ve been the proud owner of an independent insurance agency since 1988, specializing in health-related insurance solutions. With over three decades of experience, my passion lies in helping individuals and families navigate the complexities of health insurance with clarity and confidence. I take pride in educating my clients so they can make informed decisions that best suit their needs. I love to  support  local organizations such as the Boys and Girls Club of the Coachella Valley, FIND Food bank and Integrated Learning Institute.


When I’m not working with clients, I enjoy playing golf, spending quality time with my grandchildren and serving the men’s ministry of Southwest Community Church.

Agent Elsa is wearing glasses and smiling for the camera

Elsa Lozano

With over 20 years of experience at the Breitfeller Insurance Agency, I bring extensive knowledge across all lines of insurance—including personal, commercial, and life. I take great pride in delivering exceptional service to every client, whether managing a single policy or an entire portfolio. My goal is always to simplify the insurance process and provide tailored solutions that help protect what matters most. Outside the office, I enjoy spending time with family and friends and am a devoted Dodgers baseball fan.

Agent Sal is wearing glasses and a flamingo shirt is taking a selfie.

Salvador (Sal) Espinoza

With over eight years of experience as a licensed insurance agent, I aim to help individuals and families find the right coverage to protect what matters most. My background in management, marketing, and retail has equipped me with the expertise to provide tailored solutions with a personal touch and great customer service.


Beyond my professional dedication, I truly value the simple joys of life—quality time with family and friends and appreciating the little moments that make life meaningful. My approach to insurance is rooted in trust, integrity, and a genuine desire to serve our customers.


Whether you're exploring coverage options or seeking expert guidance, I’m here to support you every step of the way.

Agent Hayllens with curly hair is taking a selfie in a room.

Hayllens Acosta

Helping others has always been at the heart of who I am. In high school and university, I volunteered with the Flying Doctors & LULAC and saw firsthand how much my community needed access to care—an experience that deeply shaped me. Growing up, I understood how vital health insurance is to accessing care, and I knew I wanted to be part of the solution. After college, I set out to find a career where I could give back to the community that raised me. I'm grateful to have found a workplace that shares the values I hold dear: compassion, integrity, and a deep commitment to helping people get the care they deserve.


Over the past 9 years, I’ve gained hands-on experience with individual health insurance, Covered California, and small group health insurance.  I’ve continued to grow in this field, earning additional licenses, including Medicare certification. Now, I have the privilege of helping people understand and transition into Medicare, when the time comes.


One of the best compliments I receive from clients is when they say, “That was easy.” It means I’ve done my job right by making a complex process simple, clear, and genuinely supportive.